A software engineer and professional fundraiser in Boston decided four years ago to purge some of their consumerist habits to save more than 70 percent of their salaries. The result was a big move to rural Vermont and the release this month of the book, “Meet the Frugalwoods: Achieving Financial Independence Through Simple Living.” NewsHour Weekend’s Christopher Booker reports.
2 год назад
Watch more from Making Sen$e: https://bit.ly/2D8w9kc Read more economic news: https://to.pbs.org/2qRyskq Elizabeth White has been on the edge of the financial cliff for years, but you'd never know it from outside appearances. "Everybody is pretending," she says. In her self-published book "Fifty-Five, Unemployed, and Faking Normal" she painfully chronicles the crash of a flourishing career and upper-middle class lifestyle -- and she's not alone. Economics correspondent Paul Solman reports.
12 месяцев назад
After finishing school, Jocelyn and Jarvis had $96,000 of debt from student loans, credit cards, and buying a small rural property. This is the story of how they paid it off in just 20 months, and then built themselves a debt-free custom tiny house for their family of 4. After ignoring their finances for a long time, the couple finally faced reality one night when they sat down and added up all of their debts, and compared it to the revenue they had coming in. When they realized how much they owed, they decided to make some drastic changes so they could pay it off and stop worrying about money. To start, they moved to a smaller apartment, changed jobs, shopped second-hand, froze a credit card in a block of ice, switched to using cash only, and made a budget that allowed them to chip away at their debt. They had a white board with a list of all their debts, which they updated every time a payment was made so they'd continue to be motivated. After 20 months, they were completely debt-free. After that, they continued with their minimalist, frugal habits and were able to save up enough money to build themselves a custom tiny house on wheels. They've been living in the tiny house for over two years now, with their two children, and plan to continue living in it for as long as they can. They are currently saving money to buy a small acreage where they will build a larger off grid home and keep the tiny house as an income property. We're very inspired by this young family's dedication to improve their lives by paying off their debt, by their awareness of their energy consumption, by their efforts to buy less and live a low waste lifestyle. They're trying to make positive change in every aspect of their lives, and that's not always an easy thing to do. Thank you, Jocelyn and Jarvis, for sharing your story with us! And for the beautiful day we spent at your place! Thanks for watching! Mat & Danielle ------------------------------------------------------------- SUPPORT OUR CHANNEL! ------------------------------------------------------------- Thank you to all of our Patrons who support us so generously and a very special thank you to our backbone supporters: The Burgess Family! If you like our videos, please consider supporting us on Patreon: https://www.patreon.com/exploringalternatives ------------------------------------------------------------- STAY IN TOUCH! ------------------------------------------------------------- Blog: www.exploringalternatives.ca Facebook: /exploringalternativesblog Instagram: @exploringalternatives ------------------------------------------------------------- SUBTITLES AND CLOSED CAPTIONS ------------------------------------------------------------- A very special thank you to our subtitle and closed captions contributors! If you would like to contribute subtitles or closed captions to an Exploring Alternatives video, please click here to see which ones need your help: http://www.youtube.com/timedtext_cs_panel?c=UC8EQAfueDGNeqb1ALm0LjHA&tab=2 To learn how to create and submit subtitles and closed captions, check out this YouTube info page: https://support.google.com/youtube/answer/6054623 If you would like credit for your subtitles, translation, or closed captions in the description of the video, please email us with your full name, the language of your translation, and the video title that you worked on. You can email us at: firstname.lastname@example.org ------------------------------------------------------------- SPONSORS ------------------------------------------------------------- We occasionally include paid sponsor messages/integrations in our videos to help fund the channel. We do our best to work with companies and organizations that offer products or services that are in line with our values, and that we think would be interesting and useful to our viewers. We will always disclose if we’re promoting products that were given to us for free, or if we’re including a sponsored message in our video. For business or sponsorship inquiries, please email us at email@example.com ------------------------------------------------------------- VIDEO CREDITS ------------------------------------------------------------- Music & Song Credits: All music in this video was composed, performed, and recorded by Mat of Exploring Alternatives. Editing Credits: Mat and Danielle of Exploring Alternatives Filming Credits: Mat of Exploring Alternatives Construction Photo Credits: Jocelyn and Jarvis
3 месяцев назад
Watch more from Making Sen$e: https://bit.ly/2D8w9kc Read more economic news: https://www.pbs.org/newshour/economy/making-sense Eschewing consumer culture, Pete Adeney, also known as Mr. Money Mustache, practices an extreme frugality that allowed him to retire at age 30. Avoiding car use, DIYing and investing in stock market index funds are among the tactics he and his fellow F.I.R.E. (Financial Independence Retire Early) devotees espouse. Paul Solman reports from Colorado in this installment of “Making Sense.” Stream your PBS favorites with the PBS app: https://to.pbs.org/2Jb8twG Find more from PBS NewsHour at https://www.pbs.org/newshour Subscribe to our YouTube channel: https://bit.ly/2HfsCD6 Follow us: Facebook: http://www.pbs.org/newshour Twitter: http://www.twitter.com/newshour Instagram: http://www.instagram.com/newshour Snapchat: @pbsnews Subscribe: PBS NewsHour podcasts: https://www.pbs.org/newshour/podcasts Newsletters: https://www.pbs.org/newshour/subscribe
2 год назад
In the U.S. today, the average African-American household owns just 6 cents for every $1 of wealth held by the typical white household, and blacks make up just 1.7% of the top 1% of wealthy Americans. But there are black members of the 1% who are working to change that. Tanzina Vega investigates the historical and contemporary racial barriers to wealth creation in the U.S.
4 год назад
Richard Hill is one of three million young adults in the UK still living with their parents. He meets others who’ve gone to extreme lengths to find somewhere affordable to live. Subscribe to our channel: http://goo.gl/FHXbqA Much more at http://www.bbc.co.uk/newsbeat Facebook: https://www.facebook.com/bbcnewsbeat Twitter: https://twitter.com/bbcnewsbeat Instagram: https://instagram.com/bbcnewsbeat
1 год назад
Watch more from Making Sen$e: https://bit.ly/2D8w9kc Read more economic news: https://to.pbs.org/2qRyskq In the United States, people within the top 1 percent income bracket own one-third of the nation’s wealth. But scholar Richard Reeves, author of “Dream Hoarders,” argues that the top 20 percent has created an even starker divide with behaviors and policies that limit economic mobility for lower-income groups. Reeves joins Hari Sreenivasan.
9 месяцев назад
Chelsea breaks down the habits we think make us mature, but which actually cause us to be bad with money. Learn more about getting great credit no matter where you're starting from here, with Credit Repair! https://www.creditrepair.com/?tid=17191 Millennials and drinking: https://www.debt.com/2017/millennials-spend-more-on-going-out-than-past-generations/ The cost of big lawns: https://www.smithsonianmag.com/science-nature/another-downside-to-your-classic-green-lawn-22716743/#IuvcIiFjq65J1R7h.99 Smaller houses make you happier: http://theweek.com/articles/716105/want-happier-live-small-house Americans' weekend spending: https://economix.blogs.nytimes.com/2009/10/30/americans-spend-the-most-on-saturdays/ How much we spend on clothes: https://www.huffingtonpost.com/jessica-pearce-rotondi/office-wardrobe-worth-its_b_1085054.html Wedding costs: https://xogroupinc.com/press-releases/theknot2016realweddings_costofweddingsus/ How we overspend on vacations: http://www.bbc.com/capital/story/20170919-why-so-many-people-overspend-on-their-holidays The Financial Diet site: http://www.thefinancialdiet.com Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Tumblr: http://thefinancialdiet.tumblr.com/
3 год назад
Yves quit his job even though he had it all: a big salary, health benefits and a pension plan. He sold his downtown condo, too. Why did he decide to drastically simplify his life? Because he was unhappy and unfulfilled. A couple of years ago, he went on a 10-day silent retreat and, after much soul-searching, realized that his job and his stressful lifestyle needed to go. Now, a year and a half later, he's living a minimalist lifestyle in a small bachelor apartment, riding his bike to work, and working 3 days a week at a grocery store. He has more time to spend with the people he loves, and a lot less stress. Does he regret his downshifting decision? Watch this video to find out! Thanks for watching! Mat & Danielle ------------------------------------------------------------- STAY IN TOUCH! ------------------------------------------------------------ Blog: www.exploringalternatives.ca Facebook: /exploringalternativesblog Instagram: @exploringalternatives Music & Song Credits: All music in this video was composed, performed, and recorded by Mat Dubé of Exploring Alternatives.
5 год назад
As more people across the country are living alone, the costs of rent and real estate are soaring in many urban areas. Cities like New York and Vancouver are trying to get the most out of available apartment space by creating "micro" apartments. Many of these apartments are smaller than what was previously allowed under the law.
3 год назад
Prof. Eran Segal presented conclusions from the research on the TEDxRuppin stage and made us question common dietary beliefs. For additional information see http://genie.weizmann.ac.il New research led by Prof. Eran Segals and Dr. Elinavs research unit indicates a drastic change in blood sugar levels between two individuals on identical diets - this may explain why some struggle to lose weight while others, on the same diet, stay lean and fit. The scientists even developed an algorithm that can calculate ones blood level based on his or her biology and lifestyle. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx
5 год назад
When President Johnson declared a "War on Poverty" fifty years ago, images of American poverty focused on the inner-city and rural poor. What is the state of American poverty today? Megan Thompson reports on the less visible but growing number of poor in America's suburbs.
4 год назад
We all think about how to make our lives more meaningful; meet some people who have decided that less is more. Produced by Andy Park. Facebook: https://www.facebook.com/SBS2Australia Twitter: https://twitter.com/sbs2 Tumblr: http://sbs2australia.tumblr.com/
4 недель назад
💥💥💥CAN ANYONE BECOME FINANCIALLY FREE IN 2019⁉️💥💥💥 ( FREE gift in the description - https://www.property-investors.co.uk/ ) WELCOME TO THE FINANCIALLY FREE CHALLENGE FOLLOWING AN UNDERCOVER MILLIONAIRE WITH NO MONEY, NO NETWORK, AND NO EXCUSES. #FFChallenge 💸 With his new name and look, watch property entrepreneur Samuel Leeds practice what he preaches in his all new documentary, where he sets out to prove that just about anybody can become financially free! 🏘The question is, can his millionaire mindset keep him from becoming broke before he builds his property portfolio? ⏳ ✖️Samuel will FAIL if he is unable to build a UK property income from scratch to £3,000 per month, with at least 50% passive/residential income without running out of money. ✔️Samuel will SUCCEED if he can prove to be financially independent anytime after starting with zero, and then demonstrate he can make £3,000 per month through property. 🙌🏽 Which one will it be? ⏲💭WATCH THE DOCUMENTARY TO FIND OUT! 👀🚨 WHO'S READY TO BECOME FINANCIALLY FREE IN 2019?! 🙋♀️ COMMENT BELOW " 👊" IF YOU'RE READY FOR THE CHALLENGE! 💬 Share this video: https://youtu.be/1uWMbmwyj3g To spend two days with Samuel Leeds at the Property Investors Crash Course, claim your FREE ticket at: https://www.property-investors.co.uk Subscribe to this channel for more content: https://www.youtube.com/channel/UCS6SES6btXx2tVFzWy4oToA?sub_confirmation=1 How To Start Investing In Property: https://www.youtube.com/watch?v=fD72LIRCoRw&list=PL2pwVLNuxBo-6LAqip-DiNmNpDlmfxx9A How To Buy Property Below Market Value: https://www.youtube.com/watch?v=QsSE16fz7ws&index=3&list=PL2pwVLNuxBo9-mqWRERxqIkXpsXXnhzBP How To Buy A House with No Money Down: https://www.youtube.com/watch?v=8XoOaz1K1mo&index=3&list=PL2pwVLNuxBo8LdQHChi5Vdymq6oHgZz0t&t=0s How To Finance Property Deals: https://www.youtube.com/watch?v=3DIStoRbaFE&list=PL2pwVLNuxBo9mQlt-GMmjUHPgm5GRtjZe FOLLOW ME on social media: Facebook: https://www.facebook.com/groups/778613042238071 Instagram: https://www.instagram.com/leeds.samuel/ LinkedIn: https://www.linkedin.com/in/samuel-leeds-64660683 Podcast: https://www.youtube.com/channel/UChZcrWJ6gl1ct2jYPnZ556Q
10 год назад
This summer saw the biggest decrease in consumer spending in 30 years - a sign that chasing the elusive Joneses may have finally exhausted Americans financially. For the past 60 years, since the U.S. Department of Commerce started tracking these statistics, consumer spending from quarter to quarter is almost always increased. Not only has it decreased this past quarter, but by 3.7 per cent the largest decrease since 1980. Two thirds of the gross domestic product is consumer spending. One hundred years ago most of our income went toward necessities, today, nearly half is for non-necessities. Our wants have kept our economy going. But the mortgage meltdown that lead to the credit crisis and now the credit freeze is putting our lifestyle, our consumer way of life and ultimately our economy, at risk.
3 год назад
Sue and Rich Ramirez were in their 60s with $85,000 in debt. After one of them lost their job, the reality of an overwhelming mortgage and credit card debt set in. CNBC’s Live and Learn brings the story of a late in life financial recovery. » Subscribe to CNBC: http://cnb.cx/SubscribeCNBC About CNBC: From 'Wall Street' to 'Main Street' to award winning original documentaries and Reality TV series, CNBC has you covered. Experience special sneak peeks of your favorite shows, exclusive video and more. Connect with CNBC News Online Get the latest news: http://www.cnbc.com/ Find CNBC News on Facebook: http://cnb.cx/LikeCNBC Follow CNBC News on Twitter: http://cnb.cx/FollowCNBC Follow CNBC News on Google+: http://cnb.cx/PlusCNBC Follow CNBC News on Instagram: http://cnb.cx/InstagramCNBC Couple Drowned By Debt On The Cusp Of Retirement: Live And Learn | CNBC
7 месяцев назад
Edit: In case it isn't clear in the video, this is meant to be a story of Artsakh, from the view of Artsakh. It isn't unemotional geopolitics. The Armenians are in no ways saints, and the Azeri in no way demons. The Azeri refugees forced from their homes in the external lands that Artsakhians took in the war (even against their own internal judgement) for military purposes have every right to be upset and want it back. As I say in every video, please research this all on your own. There is a very deep, nuanced, interesting story to be told from all sides. This one just happens to be from Artsakh. By admitting this country exists, we've become criminals. And while taking risks is part of our job, nobody forces us to make the choices we make. But that's not the case everywhere. Sometimes, existence itself is a risk. You're born into it. This is Artsakh. If you would like to visit Artsakh, I'd highly recommend staying with Saro Saryan in Shushi. His family are the living embodiment of the community, fashioned together into a wonderful guest house atmosphere. His 23 year old soldier, diplomat, lawyer son is the focus of our next episode, which I hope you'll stick around for. Patreon account, for those who care: https://www.patreon.com/rareearth/overview Follow our Instagram: https://www.instagram.com/rareearthseries/ Follow Evan's twitter: https://twitter.com/Evan_Hadfield Follow Francesco's Instagram: https://www.instagram.com/frapetitti/ Ambiment, by Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ This video was made possible thanks to our incredible Patreon subscribers Alejandro Fuentes Salazar, Bryden Kanngiesser, Nicholas Bottomley, Luca Varriale, Giulian Fava, Marzo, Jonathan Lonowski, Robert Velten, Sean Lavery, Dan Walker, Wilco Verweij, Matt, Travis Frazier, Aldus, Scott Willis, Alberto Daval Cordiero Araujo, Mathis Bicheyre, Matt Dykes, Michael Zare, Rob Awesome, Erik Ensing, Martin Esser, Jarod Hoffarth, Mike Pearce, Gavin Cross, Thomas Edwards, Sean McBain, Dan Demsky, f1r3w4rr10r, Edee Nackers, Linda KC, Marty Otzenberger, Matthew Hampton, Shayne Stride, Paul Bartholomew, Georgy Petukhov, Michael Teesdale, Tanner Hoyle, Mohamed Moustafa, Martin Faszinka, Cameron White, Alessandro, Krak, Eric Downes, Denise Lipscombe, Jonathan Web, Sven Erik Jonsson, Ben Carter, Pawel Wojciechowski, Daniel Worthington, Gilberto Hart, Christ K, Jaro Neko, MacFoxington, Chris Carrigan Brolly, Tristan Lambdin, Djof, Marek Slabicki, Jeremy Oldson, Earnest N Strong, Stephen C Strausbaugh, Sharpie660, John Alexander Goff, Joshua Clarke, Alan Chaess, Jacob Rebec, Phyronnaz, Kameho, Zan Markan, Nick Achatz, Tad Moore, Alan Biedenharn, Twisol, Darren Kames, David Badilotti, Sam C, Zachary Hall, Muncorn, Pippin, Henderson Moret, Elsilan, Leandro De Ste, Michael Loken, Wei Ern Tiong, Ossian, Anurag Pande, Jon C Scott, Ross Fletcher, Allen Setzer, Amay Khara, Josh Hoppes, John Cline, Ursus Canus, Michael Leers, M.F., Steven Fontinelle, Steve Martin de Souza, Thomas Paris, Blade Marcantel, Taylor Fussner, Penny Brown, Einar Holmedal, Audrey Brown, Katie Wadley, iwishiknew, Lukas Jackowski, Yoshi, Julian Fiander, Graham Otte, Paulina Jonušaitė, Vicki Allardice, natriums, Markus Sawinski, Scott Crawford, Fiona Mackintosh, Michael Wla, Peter Bjorvand, Lukaluke, LargeBilledDuck, Anina Keller, Kidd Mclayer, Mitchell Cage, Alex Van de Sande, Ruddy Arroliga, Nekkowe!, Akasha Yi, Aodhan Minney, Michael Hartnell, Henrik Rønning, and Araya. We love you guys. There are so many of you now! Thanks for watching! You're clearly one of the good ones.
1 год назад
It's not about how much money you earn. It's what you do with the money that matters. In this video, I'm going to show you a business strategy on how to manage your money. I'm not gonna tell you what to invest in. That's not my role. Here are the best ideas of what the best professionals do to manage their money. Learn more from Tom LIVE at the next Summit event: http://bit.ly/2xgZ6Uq ------------ I hope you got some helpful tips and new ideas from this video. To ensure you don't miss all my FREE training videos all you have to do is sign up here with your email: http://bit.ly/TomFerry-VideoTraining Get a FREE copy of my new book: http://bit.ly/2Bblstw Download FREE Agent Scripts and Resources: http://bit.ly/2iDEjpJ Tom Ferry Coaching: http://bit.ly/2eP8UlA Tom Ferry Events: http://bit.ly/2gQBjbD Join Tom's VIP List: http://bit.ly/2sMb73n ------------- Connect with me on my other social channels: Website - http://TomFerry.com Facebook - http://facebook.com/TomFerry Twitter - http://twitter.com/TomFerry YouTube - http://youtube.com/CoachTomFerry Instagram - http://instagram.com/TomFerry Podcast - http://soundcloud.com/CoachTomFerry
4 год назад
It's a multi-billion dollar battle for your belly. Millions of people are joining the anti-wheat revolution. Kellogg's, the world's largest cereal maker, has seen its biggest drop in sales since the 1970s. Food companies are selling off their struggling bread divisions. It's all because best-selling health evangelists say that wheat is causing everything from fat bellies to schizophrenia. But do they have science on their side? Mark Kelley takes a hard look at what's driving a movement that is dramatically changing the way we eat. For more on the fifth estate : http://www.cbc.ca/fifth Follow us on Twitter : http://www.twitter.com/cbcfifth Like us on Facebook : https://www.facebook.com/thefifthestate »»» Subscribe to CBC News to watch more videos: https://www.youtube.com/user/cbcnews?sub_confirmation=1 »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
3 год назад
The Hamitic Hypothesis was a 19th century anthropological theory that claimed that humans originated in Asia and then migrated to other regions of the world. The theory was used to explain the discovery of so-called “white races” in Africa in the late 1800s. The Hamitic Hypothesis was not simply a curiosity of anthropological science. It was an idea that changed lives: from those European colonists who relied upon it to justify their presence in Africa, to the scientists who used it to explain away the accomplishments of African civilizations as a result of “white” influence. Ultimately, the Hamitic Hypothesis anchored a global theory of human origins and migration that, when combined with the Aryan race theory, shaped anthropology, colonial policy, and even the attitudes of Africans themselves for a hundred years. Michael Robinson is a historian of science and exploration at the University of Hartford. He is the author of "The Coldest Crucible: Arctic Exploration and American Culture." His new book The Lost White Tribe: Explorers, Scientists, and the Theory that Changed a Continent" comes out with Oxford University Press in December. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx